It’s common knowledge that health insurance is something that everyone needs to have in the country. Everyone also knows that health insurance is something that can save your life at some point or the other. But what makes health insurance mandatory? Can’t we just live without it? Unfortunately not.
Why It’s Mandatory
The government wants to ensure that no person in the country is living without proper coverage in case something happens to them. Whether you’re down with the flu, or have been in a huge accident, having insurance can be potentially life-saving. It can also cover a lot of costs for you that can otherwise be too expensive.
That’s the main reason why the government mandates that everyone have health insurance. In theory, that sounds like a great thing. But the problem arises when you try and find a health insurance plan that can cater to your needs without being brutal on your wallet.
There are some plans that provide total and comprehensive coverage, but the premiums for those can be well out of reach for most people.
US isnt like Europe, where everyone has some form of social security cover. We have to get our own coverage and ensure that we all pay it on time.
But there are ways to get affordable coverage. Here are some accepted insurance plans that the government will accept as valid coverage.
Accepted Insurance Plans
For starters, if you work in a private company and the company provides their employees insurance, that’s an acceptable form of insurance. This insurance can not only cover you, but it can also be acceptable for your immediate family.