Every individual saves for a comfortable retirement life. In order to enjoy a stress-free retirement period, it is important to invest at an early stage and plan your retirement to make the right investment decisions. Consider your current financial condition and set your retirement goal; based on the same, you may make investment decisions that will allow you to grow your wealth. Roth IRA accounts are highly preferred by investors due to the taxation benefit. Consider these investment plans during your retirement planning. When you withdraw the amount at the time of your retirement, you will not have to pay any tax on the same. There are a number of funds you can choose to invest in. Carry out a market research or consult the portfolio manager to make a well-informed decision. We have listed out the top five Roth IRA funds for investment during retirement planning in 2018.
Consider the prevailing retirement annuity rates and weigh your options when making an investment decision during the retirement planning. Determine the amount you want to receive at the time of your retirement, consider your current financial position, and make your investment decisions accordingly.